About
Diane’s Promise: A client relationship driven by an approach of “Commitment and Integrity!” I will always take my time with you. I will walk with you through the entire process from beginning, through learning, during enrolling, and over the years as you age. I will commit to you, my time in always answering your questions and to always taking or returning your calls. I do not have all the answers. However, I know what to ask the insurance companies, how to communicate with them and how to get answers. I can help you navigate your communications with the different insurance carriers. I am committed to being on your side and supporting you as you live through utilizing your healthcare insurance. My approach to “Commitment and Integrity” is a promise not only made to you but also to my interactions and relationships with Healthcare providers like Primary Care and Specialist Doctors, Insurance Carriers, and the regulatory governing bodies, most notably Center for Medicare and Medicaid Services (CMS).
What to Expect
I will explain the basics of Medicare to you and we will answer such questions as:
What to take (ie. Part A and/or Part B or Part A only for example)?
How do I get Part C (and what exactly is Part C, where do I get it)?
Do I need to take a Part D and what happens if I don't take Part D?
When to take Part B or postpone it (are there penalties if I do postpone it)?
What are the repercussions of not signing up at appropriate/relevant times?
Once we understand the basics of Medicare and how to get you started, I will then describe how the different insurance options and plan types work with basic/straight Medicare. Together we will review these different options in an easy and understandable way.
Why choose Ayers Insurance Agency?
Diane’s experience in the industry stands out from others. It started with a strong foundation, working for a large insurance carrier. Everything done at this carrier was driven by “Commitment and Integrity” as the Keystone to her daily interactions. A Keystone in architecture is the final piece placed during construction that locks all the other stones into place, allowing the arch or vault to bear weight. Diane’s commitment to integrity and to clients is the KEYSTONE answer for WHY Ayers Insurance Agency of AZ, LLC. Diane brings years of experience and deeply believes that “Commitment and Integrity” ARE the Keystone to a successful relationship with clients and to ensure that her clients are confident and happy in their choices.
As Diane explains, “When I started in the industry 18 years ago, I learned the business the correct way. I have grown as a Licensed Agent learning and understanding the many changes to Medicare over the past decade. Changes such as the Medicare Modernization Act (MMA) in 2003 and the expansion of Medicare Part D in 2006. As well, understanding these changes, knowing how they affect the beneficiaries and understanding their implementation effects. Additionally, another large change we recently faced and continue to work through is the enactment and implementation of the 2010 Affordable Care Act (ACA). Understanding ongoing legislation as it unfolds and matures and being knowledgeable of the numerous rules/regulations that protect Medicare Beneficiaries and Individual health insurance consumers is vital for YOU to get the most from your Medicare benefits and Health Insurance plan. As you can see, it is important for YOU to choose a broker who knows and understands these protections so that YOU can make the most of your options. “
Ayers Insurance Agency of AZ, LLC has a strong specialty in Medicare Health Plan options as well as Individual Family Plans. It has been said that today, across the country, the average Medicare Beneficiary has approximately 25 different plans to choose from. With so many options, it is good to know you have a broker you can lean on to help you make the right decisions for yourself. Diane’s number one goal is to always provide you, a valued client, with an easy, simplified experience as you navigate your unique needs. This is accomplished through a very personalized one-on-one process, not just when you meet but throughout the life of your coverage(s).
“My two coworkers recommended I call Diane prior to my official retirement. Diane was very helpful in helping me understand Medicare A & B, the type of Medicare supplement options that work best for my medical needs & supplement Medicare cost options. Gave me advice for AARP discounts for multi people in one household on Medicare. My zoom meeting with Diane - 18 years Licensed Insurance Broker - was a positive experience. Would HIGHLY recommend her.”
How Do I Begin?
Diane offers a free/No Cost evaluation for all products and services. Whatever your situation may be, if you feel you should be evaluating what you have, please reach out to set up a consultation. If it becomes clear (for one reason or another) that after deeper discussion, the coverage you have is “better” than what is being evaluated for you, Diane will tell you so, and more importantly, she will help you to understand why.
Call Diane today and set an appointment to meet with her. She will meet you where and how you are comfortable. This could be over the phone, doing a virtual face-to-face (like Zoom, Facebook Live, WebEx, Google Chats, Google Meetups or iPhone FaceTime etc.) or socially distances, face mask appropriate, hand sanitized appointments at your request. Learn about the valuable information, unparalleled customer support that you will get from working with Diane. Support that is personal, and holistic as you navigate the foreign and often confusing world of health insurance.
About Diane
Diane L. Ayers is a seasoned licensed Life and Health insurance agent of 18 years. Her expertise, experience, and background in working for major carriers throughout her career make her invaluable in the market. Her integrity and compassion for the customer is outstanding and recognized by peers and professionals. Diane started Ayers Insurance Agency of Arizona, LLC in 2013 when she independently contracted with the major health insurance carriers in Arizona. This includes insurance contracts for major medical, short term medical, Health Share Ministry plans, Individual Dental, and Individual Vision plans – call Diane today for any question related to your health and life insurance.
“We were referred to Diane several years ago when we were struggling through the ‘Medicare maze’. We were immediately impressed by her professionalism, her knowledge of all the various insurance plans, and her personal attention to our needs. As we get older we frequently have questions and are invariably impressed by her quick response to our phone calls. We have never felt ignored or rushed; quite the opposite, we feel like old friends who are very pampered!”